Surcharge-Free ATM locations

In addition to the conveniently located Hickam FCU owned ATMs, members can use their Hoku ATM and Hoku CheckCard to perform up to 9 surcharge-free transactions per month at any of the following non-Hickam FCU ATMs:

All First Hawaiian Bank ATMs

Hickam FCU members are able to use First Hawaiian Bank ATMs without incurring a surcharge at over 290 locations in Hawaii (185 located on Oahu), Guam and Saipan. Many of the First Hawaiian ATMs are located in the major shopping malls including Ala Moana Shopping Center, Pearlridge Center, Windward and Kahala Malls, and at all 7-Eleven stores and Walgreen locations.

CO-OP ATM Network®

Hickam FCU  has partnered with the CO-OP Network, the nation’s largest surcharge-free ATM network, that offers access to over 25,000  ATMs throughout the mainland and here in Hawaii.

CO-OP ATMs on Oahu include:

• Aloha Pacific FCU
• American Airlines FCU
• Hawaii Schools FCU
• Hotel & Travel FCU
• Honolulu FCU
• Navy FCU
• Wings Financial FCU

To locate a CO-OP ATM location:

• Look for ATMs with the CO-OP logo
• Click on the “CO-OP” logo below.