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Products & Services  >  Banking  >  Christmas Savings

The Christmas Savings Account may be the perfect way for our members to save for their holiday expenses. Through payroll deduction or other regular deposits, you will save systematically and painlessly. Transfers to your savings account are made the last day of October, allowing you plenty of time to shop for gifts or plan a winter vacation.

 

How to Become a Member and Open Your Christmas Savings Account - It's Quick and It's Easy

  1. Fill out our online Member Application Request.
  2. Stop by one of our convenient branches and sign the account card, or we can handle everything right through the mail.
  3. Make an initial deposit of $25.
  4. A $25 minimum balance in a Savings Account allows members to use all credit union services.
  5. If you are already a member of HFCU, simply give us a call to make an appointment to start your Christmas Savings Account today.

 

  • No minimum balance is required to open and maintain the Christmas Savings Account.
  • No monthly service fee is charged.
  • Payroll deduction is an effortless and convenient way to save.
  • No fee is assessed for an early withdrawal prior to the transferring of Christmas funds each year.
  • Dividends are paid monthly.
  • Your Christmas Savings will transfer automatically into your Savings Account or Checking Account on the last day of October, each year.

Click here to see the latest rates.

Come into any branch and we'll help you compare our features and rates to your bank's to see how much more you'll save!

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States.

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