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Hickam FCU
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Serving 
the entire Ewa District
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FCU
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Holiday Schedule

Thanksgiving Day
Thursday, Nov. 27, 2008

Christmas Eve
Wednesday, Dec. 24, 2008
Hickam Branch-Closed 12:00 pm
Pearlridge, Mililani & Kapolei
Branches-Closed 1:00 pm

Christmas Day
Thursday, Dec. 25, 2008

New Year's Eve
Wednesday, Dec. 31, 2008
All Branches-Closed 4:00 pm

New Year's Day
Thursday, Jan. 1, 2009



National Credit Union Agency NCUA Disclosure    Equal Housing Lender Equal Housing Lender Disclosure


Click here to become an AutoSMART shopper.

72nd Annual Membership Celebration

with The Makaha Sons!

Plus dancing with Nueva Vida.

 

Saturday, March 7, 2009 at the Sheraton Waikiki Hotel.

 

$30 per person or $270 for a table of ten!
(That's a saving s of $30 per table!)

Includes a fabulous Chinese Dinner and drawings for
cash prizes and a chance to win a trip for two to Las Vegas!

Call or visit a branch for reservation information.
Click here for Reservation Form.


Great Certificate Rate!

Add more money and adjust your rate
anytime during the term of the certificate.
18-Month FlexPLUS Certificate
3.25% APY*

$5,000 Minimum Deposit (New Money)
Additional deposits of $1,000 minimum (new money) allowed. The total of additional deposits within the 18-month term may not exceed the opening deposit amount. A one time rate change (matching the corresponding 18-month Principal Plus Certificate rate) will be allowed within the certificate term.

Higher rates available for deposits of $100,000 or more.
Contact the credit union for more details about
this limited time offer certificate special.
Click here to see our other competitively high deposit rates.


*Annual Percentage Yield effective July 3, 2008. An early withdrawal penalty may be imposed if
withdrawal occurs before maturity. Program and rates subject to change without notice.


No or Low Closing Costs**

Home Equity Line of Credit
4.99% APR*

Up to 100% Loan-to-value financing.
Appraisals not required.***


*Annual Percentage Rate (APR) applies to the owner-occupied HELOC. APR is the current standard variable indexed rate as of 3/1/08 and may vary annually, but will not exceed 18%. Minimum and maximum line amounts are $10,000 and $200,000, respectively. Property must be fee simple and be located in Hawaii. All loans subject to approval. Certain restrictions may apply. Rates, terms and conditions are subject to change without notice. **Closing costs may range from $0-$250 depending upon credit limit and the amount of initial advance. Any closing cost paid by the credit union must be reimbursed should the account be closed within two years. Any amount owed can be added to the principal balance.***Your most current real property tax assessment or current appraisal may be accepted. Appraisal costs, trust reviews and other third party fees may apply.



Hickam FCU and CUDL Makes Your Auto Buying Experience Easy!


Hickam FCU and Credit Union Direct Lending (CUDL) have combined resources to make your auto buying experience quick, easy and convenient! Simply click on the AutoSMART link above and start auto shopping!


Hickam FCU and Credit Union Direct Lending (CUDL). It's like having a Hickam FCU loan officer right at the auto dealership ready to help you with your next car purchase.

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