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National Credit Union Agency NCUA Disclosure    Equal Housing Lender Equal Housing Lender Disclosure



Hickam FCU Loan Products

Hickam Federal Credit Union has a wide range of consumer and real estate loans to meet our members needs. Look at what we have to offer!

New Auto

  • Up to 120% financing of MSRP, which may include tax, license, GAP, extended warranty or other auto related add-ons
  • Great Terms - up to 84 months
  • Easy Preapproval Program

Used Auto

  • Up to 100% financing of Kelley Blue Book Retail Value, which may include tax, license, GAP, extended warranty or other auto related add-ons
  • Great Terms - up to 84 months
  • Easy Preapproval Program

Savings Secured Loan

  • Borrow up to 100% of your available Savings balance and continue to earn dividends
  • Terms up to 72 months

Personal Loan

  • Qualified members can borrow up to $25,000
  • Great Terms - up to 60 months

VISA Credit Card

  • Classic Card
    • low interest rate, no annual fee, earn cash back on annual purchase balance
  • Gold Card
    • low interest rate, no annual fee, earn travel miles and gift awards
  • Platinum Card
    • low interest rate, no annual fee, available credit limit up to $25,000

Line of Credit

  • Open ended line of credit up to $10,000
  • Easy access through your Checking account
  • ATM access

Mortgage Loans

  • Attractive first mortgage plans for purchase, refinance, or cash out. Property must be located in the State of Hawaii.
  • Low closing costs
  • Second mortgage programs available

Home Equity Line of Credit

  • Low interest rate
  • Up to 100% loan to value puts more money in your pocket
  • Minimum and maximum line amounts are $10,000 and $200,000, respectively.
  • Minimum paperwork required
  • Fast and convenient qualifying


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