Hickam FCU VISA© Credit Card Disclosure
Please review the terms below for a VISA® Credit Card. Select “I Accept” to proceed to the Online Loan Application or “Decline” to be directed back to the Hickam FCU Home Page.
Credit Card Disclosure
| Annual Percentage Rate (APR) for purchases |
VISA Classic: 11.9%
(.09917% Monthly Periodic Rate)
VISA Gold: 9.9%
(.8250% Monthly Periodic Rate)
VISA Platinum: 7.9%
(.6583% Monthly Periodic Rate) |
| Other APRs |
Cash Advance APR:
Balance Transfer APR:
VISA Classic: 11.9%
VISA Gold: 9.9%
VISA Platinum: 7.9% |
| Grace period for repayment of the balance for purchases |
No finance charges are assessed on current purchases if the balance is paid in full within 25 days after billing. |
| Method of computing the balance for purchases |
Average Daily Balance (including new purchases) |
| Annual fees |
None |
Minimum finance charge |
None |
Transaction fee |
None |
Late-payment fee:
Over-the-credit-limit fee:
Cash Advance fee:
Balance transfer fee: |
5% of the monthly payment amount due
$20.00
None
None |
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The above information about Hickam FCU’s credit cards is accurate as of November 1, 2007 and may change after that date. For the most current information, card features and other restrictions, limitations and exclusions call or write to: Hickam FCU, P.O. Box 30025, Honolulu, Hawaii 96820, (808) 423-1391 or Toll Free (800) 432-4328.
New York: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative listing of credit card rates, fees, and grace periods.
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