One of the best services available to members is the dividend-earning Checking Account. There is no minimum balance required to open or maintain this account. There is unlimited check-writing privileges on available funds.
- No deposit is required to open.
- No minimum balance is required.
- Dividends are earned on the entire balance.
- Access either checking or savings with your ATM card.
- Receive 9 free non-Hickam FCU ATM withdrawals per calendar month. (There is a $1 charge for every withdrawal thereafter for the month.)
- Unlimited check writing on available funds.
- Overdraft Protection Line of Credit is available to qualifying members.
- Dividends are calculated on the Average Daily Balance method and paid monthly.
- Free access to account information via Hickam FCU Audio Response telephone teller system.
Hickam FCU VISA Debit Card
Our Hickam FCU VISA debit card named the "Hoku CheckCard" serves as two cards in one. You can use your Hoku CheckCard anywhere VISA is accepted. All purchases are deducted directly out of your checking account. No more writing checks and waiting for approval, the Hoku CheckCard gets you on your way.
Your Hoku CheckCard is also your ATM card. Use your card at any ATM machine to get quick cash. Call the credit union to apply for your card today!
How to Become a Member and Open Your Checking Account - It's Quick and It's Easy
- Fill out our on-line Member Application Request
- Come by one of our convenient offices and sign the account card, or we can handle everything right through the mail
- A $25 minimum balance in a Savings Account allows members to use all credit union services
- If you are already a member and just want to open your checking account, give us a call and we will send you the necessary paperwork to get you started right away.
You may also order checks through checks online.
